This program is appropriate for high school juniors and seniors on various elements of banking services, credit, taxes, income earnings, retirement, and investing. The program apparatus develops fundamental practices to control spending habits that aids in alleviating debt pitfalls while building a solid financial foundation as he or she transitions into adulthood. GCFLF partners with local businesses (e.g., banks/credit unions, real estate companies, automobile companies, etc.) to provide each participant with real-life scenarios and tools vital in evading becoming victims of their financial illiteracy. HSFL program provides key components of being empowered to make good financial decisions regarding financial literacy!